Vehicle Affordability Questionnaire Form

Get a vehicle affordability estimate based on your budget, monthly payment comfort, and down‑payment amount. This quick questionnaire helps you understand how much car you can afford with zero sales pressure. Your responses remain private.

* Indicates questions requiring answers.

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Household Monthly Income *

• Under $3,000
• $3,000 – $5,000
• $5,000 – $8,000
• $8,000 – $12,000
• $12,000+

How stable is your primary income? *

• Salaried / very stable
• Full-time hourly
• Self-employed
• Fixed income (Retirement / Disability / Pension)
• Contract / seasonal
• Variable / uncertain

What is your monthly rent or mortgage payment? *

• Under $1,000
• $1,000 – $2,000
• $2,000 – $3,000
• Over $3,000
• $0 / None (House paid off, living with family, etc.)

How much do you pay each month toward debts (credit cards, loans, etc.)? *

• None
• Under $500
• $500 – $1,000
• $1,000 – $2,000
• Over $2,000

Do you currently have a vehicle payment? *

• No
• Yes – under $300
• Yes – $300–$600
• Yes – over $600

What is your approximate credit score? *

• Under 580
• 580–640
• 640–700
• 700–760
• 760+

How much cash could you comfortably use for a vehicle purchase? *

• $0 – $1,000
• $1,000 – $3,000
• $3,000 – $5,000
• $5,000 – $10,000
• Over $10,000

After buying a vehicle, how much savings would remain? *

• None
• Less than 3 months of expenses
• 3–6 months of expenses
• More than 6 months

how debts Do

What monthly payment feels comfortable for you?

• Under $250
• $250 – $400
• $400 – $600
• $600 – $800
• $800+

How many miles do you drive per year? *

• Under 8,000
• 8,000 – 12,000
• 12,000 – 15,000
• 15,000 – 20,000
• Over 20,000

How long do you typically keep a vehicle? *

• Less than 3 years
• 3–5 years
• 5–8 years
• Until it wears out

Which best describes your preference? *

• Lowest monthly payment
• Long-term ownership
• New vehicle every few years
• Not sure

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